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Retirement Calculator – Savings Projection & Income

Project your retirement savings with monthly contributions, returns and inflation, and estimate sustainable yearly income.

Savings at retirement
–
In today's money (inflation-adjusted)–
Total you contribute–
Investment growth–
Sustainable income (nominal)–
Sustainable income (today's money)–
Financial estimate only, not certified financial or tax advice.

How the retirement projection works

Your nest egg grows with monthly compounding and contributions. The inflation-adjusted figure translates future nominal dollars into today's actual purchasing power.

Frequently asked questions

What return rate should I assume?

5% to 7% before inflation is a common historical benchmark for diversified equity portfolios.

Why does inflation adjustment matter?

A $1M portfolio in 30 years buys significantly less than $1M today.

Automate your long-term wealth growth

Low-cost automated index investing helps keep regular monthly retirement deposits effortless.

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